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Buying a car on finance with bad credit is quite a simple process. Simply apply online and a member of our team will give you a call to discuss your options. Once you have a credit limit in place, you choose a vehicle from the Socialmotors website. We have over 40,000 used cars for sale in group stock. Your new car will now be delivered to your home free of charge, usually within 48 hours of your purchase. You then take your new car for a test and if you are happy, you sign for delivery. You then need start paying back your car loan to the finance company on the date you have agreed. Simple as that...