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› Morris Dibben Estate Agent Cowplain
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Morris Dibben Estate Agent Cowplain
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02380 987729
verified
59 London Road Cowplain
Waterlooville
Hampshire
,
PO8 8UJ
CLOSED NOW 9:00 am-5:30 pm
Sun
closed
Mon
open all day
Tue
9:00 am-5:30 pm
Wed
9:00 am-5:30 pm
Thu
9:00 am-5:30 pm
Fri
9:00 am-5:30 pm
Sat
9:00 am-4:00 pm
products and services
59 London Road Cowplain
,
Waterlooville
Hampshire
,
PO8 8UJ
02380 987729
www.morrisdibben.co.uk/branch/estate-agents/cowplain/
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About Morris Dibben Estate Agent Cowplain
Whether you are buying, selling, letting or renting with us, we are very much open and operational, with your health and safety as our first priority. If you’re searching for your dream house for sale or offering a lovely apartment to buy, we’ve got you covered. For more than 50 years, Morris Dibben estate agents have been successfully selling homes throughout the south of the UK – primarily in Hampshire, Solent and the New Forest – and also around the cities of Southampton and Portsmouth. Our trusted and respected agents occupy a network of local offices – including Cowplain on London Road. Each of our offices offers a complete moving service, all under one roof. The group's strength is our ability to deal professionally with hugely diverse markets - from inner-city starter homes to multi-million-pound countryside mansions. Expect expert local knowledge and outstanding property services at Morris Dibben. Mortgage advice is provided by Countrywide Mortgage Services which is the UKs largest broker.
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Frequently Asked Questions about Morris Dibben Estate Agent Cowplain
Is Morris Dibben Estate Agent Cowplain open on Sunday?
Morris Dibben Estate Agent Cowplain is closed on Sunday.
Morris Dibben Estate Agent Cowplain is open Tue-Fri 9:00 AM-5:30 PM, Mon 12:00 AM-12:00 AM, Sat 9:00 AM-4:00 PM.
What is Gazumping?
Being gazumped at the final stage of buying a home can be a huge disappointment. So be aware, just because you’ve had an offer accepted by the seller doesn’t mean that the transaction is final. The seller can still receive and accept an offer from another buyer. Gazumping occurs when a seller accepts a verbal offer on the property from one potential buyer, but then accepts a higher offer from someone else. It's something to be aware of.
What is a credit score, and how does it work?
Your credit score is usually a 3-digit rating found on your credit report. It helps banks and money lenders determine your financial position and gives them an idea of how well you manage your money. Your score reflects how likely it is that you’ll repay any loans, and it helps determine the amount of credit you’ll be offered. As a general rule of thumb, the higher the score, the higher your chance of being accepted for a loan. The scale tends to range from very poor to excellent.
How do I avoid capital tax when selling?
Capital gains tax raises billions for the Government every year. Investors and people selling their properties could be in for some hefty tax bills. Capital gains tax, in the simplest sense, is the tax paid on profits from disposing of assets. There are a few ways to minimise your capital gains tax bill or even avoid capital gains tax completely. It’s always best to speak to a financial advisor before making decisions on assets like a property.
What’s my house worth?
The question to ask here is ‘what is someone willing to pay for your property?’ Getting the price right for your property is one of the areas where a good agent can add significant value. If you price up, you could get lucky but you’ll need to be prepared for your property to sit on the market. You might even have to sell at a lower price or you might miss the buyer boat completely and fail to sell at all. Pricing down can also go both ways. You could attract attention, sell quickly and even start a bidding war which could result in a high price. On the other hand, you could sell quickly but for less than you might have hoped. To give you a good idea of how much you could sell for, you should get a valuation on your home.
How much can I borrow with a mortgage?
Each mortgage lender has a different way of calculating how much they will lend to you, or even whether they will lend to you at all. This includes looking at criteria such as your income, the size of your deposit, your regular expenditure, your credit rating and existing credit commitments. A key factor for many lenders is also your debt to income ratio. Your Mortgage Consultant will assess your potential to borrow based on your individual circumstances.
What’s the difference between an instant and an expert valuation?
An instant valuation gives you a quick estimate of your property's value. It uses algorithms and data analysis to generate an approximate value. It’s a popular way of finding out what your property is worth because it’s quick and easy and instant. An expert valuation will give you a much better idea of price as it involves a local agent coming to your property and looking at your home’s condition, as well as its unique features, and location.
What are the benefits of buying a new home?
Buying a new home in the UK offers numerous benefits. New homes are generally built to the latest building standards and regulations, ensuring energy efficiency, modern amenities, and high-quality construction. They often come with warranties that provide complete peace of mind. New homes also require less maintenance and they’re a complete blank canvas so you can personalise according to your preferences.
Is it better to buy a house or a flat?
The choice between buying a house or a flat in the UK depends very much on you. Houses offer more space, privacy, and potential for making it your own, but may be more expensive and require higher maintenance. Flats, on the other hand, are often more affordable, and require less maintenance, but may have limited space. It is important to consider factors such as location, budget, lifestyle, and long-term goals to make an informed decision.
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