Dave Southby Financial Planning

Yes, we offer a range of protection solutions including Life Assurance, Critical Illness Cover, Income Protection and Family Income Benefit. There was a time when looking after your estate was only for the wealthy. Most of us are aware of the need to make plans to ensure our futures are protected, but very few of us are actually doing anything about it. Today, anybody can find themselves struggling to understand the complexities of estate protection and Inheritance Tax processes, and it’s not solely about Inheritance Tax either. More than ever it’s vital to consider the whole picture. How does Capital Gains Tax affect you? What would happen in the event of illness? Are you prepared should you suffer a loss of income? We can help you to assess your individual situation and requirements, before devising a plan to put plans in place to provide the peace of mind you need. Here to ensure that, when it comes to protecting your estate, you’ll get all the help, advice and support you need. The levels and bases of taxation and reliefs from taxation can change at any time. The value of any tax relief depends on individual circumstances.

Whether you are looking to invest for income or growth, the right investment strategy is critical in helping secure your future financial well-being. We can advise on creating your unique investment strategy. The St. James’s Place range of investment solutions and ongoing services have been carefully curated to help you reach your financial goals. The St. James’s Place risk-rated Model Portfolios mean you can spread your investments across a wide range of asset types and choose fund managers with different investment styles to create a balanced and diversified investment solution.